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Millions of people a year seek assistance in order binomo app for pc to get some relief from overwhelming debt.  We can help by defending your foreclosure, processing a loan modification, file for bankruptcy or restore and repair your credit score in order to improve your financial situation.  We can even stop those annoying and harassing calls from your creditors.  YOU’RE NOT ALONE!

Welcome to

Robert J. Pellegrino’s Official Website!

Thanks for visiting our site. Since you’re here, you may be facing some sort of financial crisis. With over 28 years’ experience, we can help find the right solution for your unique situation, whether you seek a Foreclosure Defense, loan modification, bankruptcy, repair credit scores or are just being harassed by your creditors!

Principle Office:

627 Hearthglen Boulevard, Winter Garden Florida 34787




Your Options:


Credit Restoration and Repair

The US Public Interest Research Group (US PIRG) showed that 70% of reports had some type of error.  PIRG also showed that 29% of credit reports contained serious inaccuracies (false judgments, false delinquency notices) that could result in denial of credit.

The Fair Credit Reporting Act (FCRA) is a law designed to promote accuracy, fairness, and the privacy of personal information put together by Credit Reporting Agencies (CRAs).  CRAs assemble reports on people just like you and for businesses, including credit card companies, banks, employers, landlords, and others.

You can dispute information that appears in a credit report!


Foreclosure Relief/Defense

Even without bankruptcy, you may still have valid defenses to a foreclosure lawsuit.

To learn your rights, ask us to send you a free e-book FORECLOSURE DEFENSE. Just ask HERE.



Debt Relief

There are many debt relief strategies which are viable alternatives for today’s consumers struggling with financial issues and who are wondering how to make ends meet. For people who are concerned how to catch up on payments, there may be relief in sight.

Debt relief can be found by filing bankruptcy, requesting a loan modification, finding and litigating defenses to creditors claims or by negotiating options for repayment with creditors of outstanding debt.

Chapter 7

Individuals can file for bankruptcy in a federal court under Chapter 7 Bankruptcy Rules. This is also known as liquidation or a straight bankruptcy filing. In a Chapter 7 bankruptcy, the individual is allowed to keep certain exempt property.

Any assets unprotected are liquidated in order to pay off the creditors. The specifics of vary from state to state (more…)

Chapter 13

Chapter 13 is known as Debt Consolidation, or a re-organization. Chapter 13 Bankruptcy is primarily designed to allow you to stop foreclosures and repossessions, and allows you to put together a payment plan to make up payments. Your bills can be consolidated into one monthly payment. An “estate” is created when you file bankruptcy. The trustee oversees the administration of the estate (more…)


Loan Modification, aka Loan Mod

A loan mod restructures the terms of your loan.  A loan mod should always be considered as an option to avoid foreclosure.  A loan mod can be accomplished while the borrower is current, late, in default, in bankruptcy, or in foreclosure at the time the application for modification is made. The programs available will vary accordingly.  You should consider this option if you are: (more)

More Resources:

Free Tools

Debt Payoff Calculator / Value your Car or Truck / How To Get Your Free Tax Transcript / Online Pre-filing Course

Online Financial Management Course / Bankruptcy Court Directions / Bankruptcy Evaluation


Virtual Paralegal

We know it can sometimes be a little complicated trying to find the answer to just one question. Here’s your chance to make it easier on yourself. ASK our Virtual Paralegal and she will try to find the best answer available.



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