Loan Mod

Loan Modification Contract and Forms

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Even if you choose to file bankruptcy, you may also consider  pursuing a Loan Modification.  It may be that the terms of  your loan are just too high and may pose an undue burden upon you in the future.  If you don’t file for bankruptcy, the loss mitigation departments for the lenders are handling such requests.  However, they are swamped, receiving upwards of 3000 new files per day!  When you file bankruptcy, it is likely that the lender will have their bankruptcy department handle the modification of your loan.  Knowing the right way to approach these lenders and which programs you may qualify for are crucial for a successful modification.

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