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Should I File Bankruptcy?

Should I File Bankruptcy?
Florida Chapter 7 Bankruptcy Lawyer
If you are feeling stressed and overwhelmed with your debts and mounting bills, you may be considering filing for Chapter 7 bankruptcy in Florida. At the Law Offices of Robert J. Pellegrino, headquartered in Orlando, Florida, you will speak with an experienced Florida Bankruptcy Lawyer who can provide you with a knowledgeable assessment of your particular situation to help determine if a Chapter 7 bankruptcy in Florida is the right option for you.

Consider the questions posed below. If your answer is yes to four or more of the questions, you will probably want to speak with a Florida bankruptcy lawyer right away. We can help. For a thoughtful, caring legal assessment of your situation and your legal options and for clear answers to your Florida bankruptcy questions, contact our law offices today.

* Is your debt over $5000, not including your car or your house?
* Are you frequently late on payments?
* Do your payments account for over 25 percent of your take home pay?
* Do you pay over 18 percent interest on your credit card debt?
* Do you buy necessary items, such as food and clothing, on credit?
* Have you considered taking out a loan to pay other loans?
* Are you receiving harassing calls from creditors?
* Do you only make minimum payments on your credit cards?
* Do your credit card balances never seem to go down?
* Are you over thirty days behind on more than one bill?
* Are your wages in the process of being garnished?
* Are you being threatened with a law suit?
* Have you been turned down for credit?
* Are you frequently getting cash advances?
* Are you without any substantial savings and living paycheck to paycheck?
* Do you have significant car payments but pay for fear of repossession?
* Is your mortgage or rent frequently late?
* Do you have high medical bills that are not being paid by insurance?
* Have you received a notice from the IRS?

If you are able to answer yes to 4 or more of these questions, you may need to file bankruptcy.
The total time for a Chapter 7 Bankruptcy in Florida is approximately four months. However, the debtor receives the benefit of an automatic stay immediately after the petition is filed. The automatic stay means that creditors are generally not allowed to collect any debts from the debtor. Your phone calls from creditors can end immediately.

As a Florida Bankruptcy Lawyer who has helped numerous individuals like you, we take pride in providing personalized service and legal representation. Our practice is centered on providing personalized service and representation in a caring atmosphere. We at the Law Offices of Robert J. Pellegrino will guide you every step of the way to get a fresh financial start.

There is no reason not to take advantage of our free office consultation with an experienced Florida bankruptcy lawyer.

Contact us now about bankruptcy by using the Contact link in the main navigation.

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